Whether you’re a first-time homebuyer, refinancing, or exploring investment loans — I’m here to help. I offer clear, personalized guidance built around your goals, timeline, and comfort level. Reach out anytime and I’ll walk you through the next steps — no pressure, just answers.
Real stories from real clients — here’s how I’ve helped buyers and refinancers across California move forward with clarity and confidence.
“Warren made everything so simple. As a first-time homebuyer, I had no idea where to start but he guided me step by-step and helped me lock in a great rate.”
“I’ve worked with other lenders before, but Warren was by far the most responsive and transparent. I knew what was happening at every stage.”
“I refinanced my home through
Warren and saved over
$400/month. Wish I’d met him
sooner!”
“Warren made everything so simple. As a first-time homebuyer, I had no idea where to start but he guided me step by-step and helped me lock in a great rate.”
“Warren made everything so simple. As a first-time homebuyer, I had no idea where to start but he guided me step by-step and helped me lock in a great rate.”
I’m here to help you buy, refinance, or plan your next move — without the stress.
Have questions or ready to start?
Just drop your email and I’ll get back to you.
1901 Thornridge Cir. Shiloh,
Hawaii 81063
warren.topham@email.com
(415) 555-2749